Created on:
May 20, 2020
No business wants to file mold insurance claims, especially since many insurers deny these claims. For contractors, insurance denials are troubling because they may lead to lawsuits. While every commercial contractor does their best to provide quality work, sometimes unforeseen circumstances lead to liability concerns. There are at least three cases that may lead to lawsuits against commercial contractors for mold claims.
Improper installation
Improper materials
Property damage during construction
One of the primary causes of lawsuits is improper installation of materials. For example, when installing windows, an installer forgot to secure the flashing on one window to the building, resulting in water damage and mold growth. A straightforward way to mitigate this problem is by partnering with a mold remediation company in [City, State], and assessing the site after installations.
Another common issue that may lead to mold insurance claims is the installation of improper materials. Every contractor is aware that commercial properties require the use of specific materials to remain compliant to regulations. The wrong waterproofing material in a basement can cause significant damage, including a mold infestation. Always double and triple check the materials list to ensure only the appropriate items are installed.
Another common suit that may arise is for a mold claim because of property damage during the construction and installation process. For example, a contractor unknowingly damaged a roof vent or seal, leading to leaks and mold growth. While the damage is unintentional, an inspection should have caught the mistake. Always inspect the site after every installation.
Property owners will often go after commercial contractors if mold insurance claims fail, especially after recent installations. The best way to safeguard your business is by being vigilant about inspections. Do not let a project get too far along without assessing each step. Yes, you need to trust your team, but you also need to protect the integrity of your brand and business.
